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	<title>The Bellingham Real Estate Blog &#187; Random</title>
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	<link>http://www.johnsonteamrealestate.com/blog</link>
	<description>Real Estate &#38; Community Info in Bellingham, WA</description>
	<lastBuildDate>Wed, 16 May 2012 18:01:59 +0000</lastBuildDate>
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		<title>Ferndale New Construction with Elegant Finishes</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/14/ferndale-new-construction-with-elegant-finishes/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/14/ferndale-new-construction-with-elegant-finishes/#comments</comments>
		<pubDate>Mon, 14 May 2012 15:25:00 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Ferndale]]></category>
		<category><![CDATA[Random]]></category>
		<category><![CDATA[Real Estate Listings]]></category>

		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=6967</guid>
		<description><![CDATA[If you have been looking for a wonderful brand  new home 5543 Old Settler Drive in Ferndale, Washington is sure to fit your needs. This 3 bedroom, 2 1/2 bath home is currently listed at $299,900.  The easy, open floor plan provides a good balance between formal and informal spaces with the custom finishes that you have come [...]]]></description>
			<content:encoded><![CDATA[<p><a title="5543 Old Settler Drive" href="http://search.johnsonteamrealestate.com/330930" target="_blank"><img class="alignleft size-medium wp-image-6968" title="DSCN6564" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/DSCN6564-300x225.jpg" alt="" width="300" height="225" /></a>If you have been looking for a wonderful brand  new home 5543 Old Settler Drive in <a title="Ferndale, Washington" href="http://www.johnsonteamrealestate.com/Comm_ferndale.cfm" target="_blank">Ferndale, Washington</a> is sure to fit your needs. This 3 bedroom, 2 1/2 bath home is currently listed at $299,900.</p>
<p> The easy, open floor plan provides a good balance between formal and informal spaces with the custom finishes that you have come to crave. Beautiful Granite counters with tile backsplash, gleaming hardwood wood &amp; tile floors and cushy carpet provide a touch of luxury.</p>
<p> Bedrooms are large and the master suite is huge, with double walk-in closets and spacious master bathroom.</p>
<p> The level lot is on a cul-de-sac, backs to greenspace for privacy and is just a hop, skip &amp; jump from the play area. Wonderful location just minutes from services such a the local Haggen&#8217;s Grocery store, banks and more.  Just a short 10 minute drive down I-5 to <a title="Bellingham, Washington" href="http://www.johnsonteamrealestate.com/Comm_bellingham.cfm" target="_blank">Bellingham</a> or 15-20 minutes North to the Canadian Border.</p>
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<p>If you are in the market for a home in or around <a title="Ferndale Real Estate" href="http://www.johnsonteamrealestate.com/Comm_ferndale.cfm" target="_blank">Ferndale</a> feel free to search our website for more <a title="Bellingham Homes For Sale" href="http://search.johnsonteamrealestate.com" target="_blank">homes available</a> in the Ferndale and Whatcom County real estate market.
<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bellingham Home Loan and Mortgage Rate Update</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/09/bellingham-home-loan-and-mortgage-rate-update-12/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/09/bellingham-home-loan-and-mortgage-rate-update-12/#comments</comments>
		<pubDate>Wed, 09 May 2012 16:11:57 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Random]]></category>

		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=6963</guid>
		<description><![CDATA[If you are shopping loan rates for a new home purchase or refinance you will want to read this! It&#8217;s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of today May [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Home-Loan.jpg"></a><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Loan.jpg"><img class="alignleft size-full wp-image-6965" title="Loan" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Loan.jpg" alt="" width="300" height="300" /></a>If you are shopping loan rates for a new home purchase or refinance you will want to read this! It&#8217;s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of today May 9th, courtesy of Sidney Stonecypher at People&#8217;s Bank Barkley Branch here in Bellingham.</p>
<table border="1" cellspacing="0" cellpadding="0" width="399">
<tbody>
<tr>
<td width="99" valign="top"><strong> </strong></td>
<td width="70" valign="bottom"><strong>Down Payment</strong></td>
<td width="63" valign="bottom"><strong>Interest Rate</strong></td>
<td width="60" valign="bottom"><strong>APR</strong></td>
<td width="53" valign="bottom"><strong>Credit Score</strong></td>
<td width="55" valign="bottom"><strong>Points</strong></td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Conventional 30 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">3.625</td>
<td width="60">3.739</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Conventional 15 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">3.029</td>
<td width="60">3.029</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Jumbo 30 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">4.375</td>
<td width="60">4.474</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>FHA 30 yr fixed</strong></td>
<td width="70">3.5%</td>
<td width="63">3.375</td>
<td width="60">3.867</td>
<td width="53">660*</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>VA 30 yr fixed</strong></td>
<td width="70">0%</td>
<td width="63">3.375</td>
<td width="60">3.725</td>
<td width="53">640</td>
<td width="55">1</td>
</tr>
<tr>
<td colspan="6" width="399">*Score requirement will vary by lender</td>
</tr>
</tbody>
</table>
<p><strong></strong>To view homes or property for sale visit our <a title="Bellingham Real Estate " href="http://search.johnsonteamrealestate.com/" target="_blank">Bellingham Real Estate Search Page.</a> For more details, or a custom home loan quote, contact Sidney Stonecypher at People’s Bank, 360-676-4597 or sidney.stonecypher@peoplesbank-wa.com. Remember that many variables come into play in determining the rate a lender will give a borrower. If you are getting a rate quote from a lender who does not have all your information, that rate may not be real. What with the low rates, it is still a great time to buy a house!</p>
<div style="margin-top: 10px; height: 15px;"><a title="Enhanced by Zemanta" href="http://www.zemanta.com/"></a></div>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><a class="zemanta-pixie-a" title="Enhanced by Zemanta" href="http://www.zemanta.com/"><img class="zemanta-pixie-img" style="float: right;" src="http://img.zemanta.com/zemified_e.png?x-id=45746810-bf73-468c-9666-bd7fe4baa468" alt="Enhanced by Zemanta" /></a></div>
<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
]]></content:encoded>
			<wfw:commentRss>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/09/bellingham-home-loan-and-mortgage-rate-update-12/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Rate Update!</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/02/mortgage-rate-update-4/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/02/mortgage-rate-update-4/#comments</comments>
		<pubDate>Wed, 02 May 2012 23:04:37 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Random]]></category>
		<category><![CDATA[Credit score]]></category>
		<category><![CDATA[Down payment]]></category>
		<category><![CDATA[Federal Housing Administration]]></category>
		<category><![CDATA[Jumbo mortgage]]></category>
		<category><![CDATA[Mortgage loan]]></category>
		<category><![CDATA[People's Bank of China]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[VA30]]></category>

		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=6949</guid>
		<description><![CDATA[If you are shopping loan rates for a new home purchase or refinance you will want to read this! It&#8217;s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of today May [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Home-Loan.jpg"></a><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Home-Loan.jpg"><img class="alignleft size-full wp-image-6950" title="Bellingham Home Loans" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/05/Home-Loan.jpg" alt="" width="283" height="370" /></a>If you are shopping loan rates for a new home purchase or refinance you will want to read this! It&#8217;s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of today May 2nd, courtesy of Sidney Stonecypher at People&#8217;s Bank Barkley Branch here in Bellingham.</p>
<table border="1" cellspacing="0" cellpadding="0" width="399">
<tbody>
<tr>
<td width="99" valign="top"><strong> </strong></td>
<td width="70" valign="bottom"><strong>Down Payment</strong></td>
<td width="63" valign="bottom"><strong>Interest Rate</strong></td>
<td width="60" valign="bottom"><strong>APR</strong></td>
<td width="53" valign="bottom"><strong>Credit Score</strong></td>
<td width="55" valign="bottom"><strong>Points</strong></td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Conventional 30 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">3.750</td>
<td width="60">3.861</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Conventional 15 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">3.00</td>
<td width="60">3.159</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Jumbo 30 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">4.500</td>
<td width="60">4.589</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>FHA 30 yr fixed</strong></td>
<td width="70">3.5%</td>
<td width="63">3.375</td>
<td width="60">3.891</td>
<td width="53">660*</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>VA 30 yr fixed</strong></td>
<td width="70">0%</td>
<td width="63">3.375</td>
<td width="60">3.747</td>
<td width="53">640</td>
<td width="55">1</td>
</tr>
<tr>
<td colspan="6" width="399">*Score requirement will vary by lender</td>
</tr>
</tbody>
</table>
<p><strong> </strong>To view homes or property for sale visit our <a title="Bellingham Real Estate " href="http://search.johnsonteamrealestate.com/" target="_blank">Bellingham Real Estate Search Page.</a> For more details, or a custom home loan quote, contact Sidney Stonecypher at People’s Bank, 360-676-4597 or sidney.stonecypher@peoplesbank-wa.com. Remember that many variables come into play in determining the rate a lender will give a borrower. If you are getting a rate quote from a lender who does not have all your information, that rate may not be real. What with the low rates, it is still a great time to buy a house!</p>
<div style="margin-top: 10px; height: 15px;"><a title="Enhanced by Zemanta" href="http://www.zemanta.com/"></a></div>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><a class="zemanta-pixie-a" title="Enhanced by Zemanta" href="http://www.zemanta.com/"><img class="zemanta-pixie-img" style="float: right;" src="http://img.zemanta.com/zemified_e.png?x-id=45746810-bf73-468c-9666-bd7fe4baa468" alt="Enhanced by Zemanta" /></a></div>
<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
]]></content:encoded>
			<wfw:commentRss>http://www.johnsonteamrealestate.com/blog/index.php/2012/05/02/mortgage-rate-update-4/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pricing Your Home For Sale in the Real Estate Market</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/04/30/pricing-your-home-for-sale-in-the-real-estate-market/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/04/30/pricing-your-home-for-sale-in-the-real-estate-market/#comments</comments>
		<pubDate>Mon, 30 Apr 2012 17:47:31 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Bellingham]]></category>
		<category><![CDATA[Random]]></category>
		<category><![CDATA[Real Estate Questions]]></category>
		<category><![CDATA[Real Estate Tips and Topics]]></category>

		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=6942</guid>
		<description><![CDATA[Pricing Your Home The agent with whom you list cannot set the price of a home any more than a stockbroker can dictate the price of a stock. The selling price is a function of the real estate market. Never select an agent based on the price at which they are willing to list your [...]]]></description>
			<content:encoded><![CDATA[<p><strong><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/HomePricing.jpg"><img class="alignleft size-full wp-image-6943" title="Bellingham Real Estate Home Pricing" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/HomePricing.jpg" alt="" width="320" height="186" /></a>Pricing Your Home</strong><strong></strong></p>
<p>The agent with whom you list cannot set the price of a home any more than a stockbroker can dictate the price of a stock. The selling price is a function of the real estate market. Never select an agent based on the price at which they are willing to list your home. If you have to lower the price to sell it, the basis on which you chose your agent is gone. The overwhelming number of homes expiring unsold today are a result of poor advice and over pricing. The problem with this often extends to the next agent listing the property, who must overcome the obvious shopworn result of the home being on the market for an extended period of time. Most often this could have been avoided by accurate pricing at the beginning.</p>
<p><strong>The following factors have no impact on the current market value of a home: </strong></p>
<p>1. The amount originally paid for the home.</p>
<p>2. The total amount put into the home.</p>
<p>3. The amount the owner needs out of the home.</p>
<p>4. The length of time the owner is willing to wait for a sale.</p>
<p>5. The value shown in a recent appraisal.</p>
<p>The Johnson Team does not “price your home”. With your participation we will review the comparable sold data in the area, just as an appraiser will. We will share market factors and help you make a specific comparison. We will design a pricing strategy that will obtain the highest price in the least amount of time. You can email us at <a href="mailto:Info@JohnsonTeamRealEstate.com">Info@JohnsonTeamRealEstate.com</a> or reach us by phone at 1-888-713-3056.  To view more information helpful to you as a home seller visit <a title="Bellingham Real Estate Pricing" href="http://www.johnsonteamrealestate.com/sellers.cfm" target="_blank">The Johnson Team Real Estate Home Seller Information Page.</a>
<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
]]></content:encoded>
			<wfw:commentRss>http://www.johnsonteamrealestate.com/blog/index.php/2012/04/30/pricing-your-home-for-sale-in-the-real-estate-market/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Bellingham Home Loan and Mortgage Rates</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/04/25/bellingham-home-loan-and-mortgage-rates/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/04/25/bellingham-home-loan-and-mortgage-rates/#comments</comments>
		<pubDate>Wed, 25 Apr 2012 22:35:04 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Random]]></category>

		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=6928</guid>
		<description><![CDATA[If you are shopping loan rates for a new home purchase or refinance you will want to read this! It&#8217;s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of yesterday April [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Home-Loan.jpg"></a><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Loans1.jpg"><img class="alignleft size-medium wp-image-6929" title="Bellingham Home Loans" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Loans1-300x300.jpg" alt="" width="300" height="300" /></a>If you are shopping loan rates for a new home purchase or refinance you will want to read this! It&#8217;s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of yesterday April 10th, 2012, courtesy of Sidney Stonecypher at People&#8217;s Bank Barkley Branch here in Bellingham.</p>
<tbody></tbody>
<p> </p>
<td width="99" valign="top"> </td>
<table border="1" cellspacing="0" cellpadding="0" width="399">
<tbody>
<tr>
<td width="99" valign="top"><strong> </strong></td>
<td width="70" valign="bottom"><strong>Down Payment</strong></td>
<td width="63" valign="bottom"><strong>Interest Rate</strong></td>
<td width="60" valign="bottom"><strong>APR</strong></td>
<td width="53" valign="bottom"><strong>Credit Score</strong></td>
<td width="55" valign="bottom"><strong>Points</strong></td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Conventional 30 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">3.750</td>
<td width="60">3.861</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Conventional 15 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">3.00</td>
<td width="60">3.159</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Jumbo 30 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">4.500</td>
<td width="60">4.589</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>FHA 30 yr fixed</strong></td>
<td width="70">3.5%</td>
<td width="63">3.375</td>
<td width="60">3.891</td>
<td width="53">660*</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>VA 30 yr fixed</strong></td>
<td width="70">0%</td>
<td width="63">3.375</td>
<td width="60">3.747</td>
<td width="53">640</td>
<td width="55">1</td>
</tr>
<tr>
<td colspan="6" width="399">*Score requirement will vary by lender</td>
</tr>
</tbody>
</table>
<p><strong> </strong>To view homes or property for sale visit our <a title="Bellingham Real Estate " href="http://search.johnsonteamrealestate.com/" target="_blank">Bellingham Real Estate Search Page.</a> For more details, or a custom home loan quote, contact Sidney Stonecypher at People’s Bank, 360-676-4597 or sidney.stonecypher@peoplesbank-wa.com. Remember that many variables come into play in determining the rate a lender will give a borrower. If you are getting a rate quote from a lender who does not have all your information, that rate may not be real. What with the low rates, it is still a great time to buy a house!</p>
<div style="margin-top: 10px; height: 15px;"><a title="Enhanced by Zemanta" href="http://www.zemanta.com/"><img style="float: right;" src="http://img.zemanta.com/zemified_e.png?x-id=546fdeda-0cd6-4855-a099-8616e02c1cff" alt="Enhanced by Zemanta" /></a></div>
<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
]]></content:encoded>
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		<title>Bellingham Farmer&#8217;s Market Season Is Upon Us!</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/04/18/bellingham-farmers-market-season-is-upon-us/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/04/18/bellingham-farmers-market-season-is-upon-us/#comments</comments>
		<pubDate>Wed, 18 Apr 2012 20:16:12 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Bellingham]]></category>
		<category><![CDATA[Fairhaven]]></category>
		<category><![CDATA[Random]]></category>
		<category><![CDATA[Whatcom County Events]]></category>
		<category><![CDATA[Bellingham  Washington]]></category>
		<category><![CDATA[Chestnut Street]]></category>
		<category><![CDATA[Lynden  Washington]]></category>
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		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=6913</guid>
		<description><![CDATA[If you are looking for a great place to pick up local produce, try amazing food or purchase local crafts the Bellingham Farmer&#8217;s Market is the place to do it.   Every Saturday April to Christmas the Bellingham Farmer&#8217;s Market takes place at the Depot Market Squre at the corner of Railroad and Chestnut Street from 10am [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Check-In-Booth.jpg"><img class="alignleft size-full wp-image-6914" title="Bellingham Farmer's Market" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Check-In-Booth.jpg" alt="" width="320" height="240" /></a>If you are looking for a great place to pick up local produce, try amazing food or purchase local crafts the Bellingham Farmer&#8217;s Market is the place to do it.   Every Saturday April to Christmas the Bellingham Farmer&#8217;s Market takes place at the Depot Market Squre at the corner of Railroad and Chestnut Street from 10am to 3pm, rain or shine!</p>
<p>The Depot Market Square is an open-air gathering space perfect or showcasing all the Bellingham and Whatcom County has to offer from gorgeous flower bouquets to locally grown vegetables and fruit there is something for everyone. If you are just looking to get out and take in the sights and sounds there is also talented local musicians that perform at the Market throughout the day as well.<a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Farmers-Market-Logo.jpg"><img class="alignright size-full wp-image-6915" title="Farmers Market Logo" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Farmers-Market-Logo.jpg" alt="" width="304" height="235" /></a></p>
<p>In addition to the Bellingham Farmer&#8217;s Market on Saturdays there is also the Wednesday Market held in Fairhaven on the Village Green behind Village Books June to September from 12 to 5pm</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><a class="zemanta-pixie-a" title="Enhanced by Zemanta" href="http://www.zemanta.com/"><img class="zemanta-pixie-img" style="float: right;" src="http://img.zemanta.com/zemified_e.png?x-id=28065eab-9b1c-46ee-aaea-4666bdc7eccc" alt="Enhanced by Zemanta" /></a></div>
<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
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		<title>Community Energy Challenge, Local Whatcom County Home Energy Assessments and Action Plans</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/04/16/community-energy-challenge-learn-tips-to-make-your-home-more-energy-efficient/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/04/16/community-energy-challenge-learn-tips-to-make-your-home-more-energy-efficient/#comments</comments>
		<pubDate>Mon, 16 Apr 2012 23:10:19 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Random]]></category>
		<category><![CDATA[Real Estate Tips and Topics]]></category>
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		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=6899</guid>
		<description><![CDATA[Are you curious how energy efficient your home or business is?  Wondering what steps you could take to save on energy costs?  The Community Energy Challenge is here to help answer those questions with the Home Energy Assessment. The Community Energy Challenge is an energy saving pilot program made possible by a partnership of Sustainable [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Green-Home.jpg"><img class="alignleft size-medium wp-image-6903" title="Bellingham Real Estate Home Tips" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Green-Home-300x225.jpg" alt="" width="300" height="225" /></a>Are you curious how energy efficient your home or business is?  Wondering what steps you could take to save on energy costs?  The Community Energy Challenge is here to help answer those questions with the Home Energy Assessment.</p>
<p>The Community Energy Challenge is an energy saving pilot program made possible by a partnership of Sustainable Connections and the Opportunity Council&#8217;s Building  Performance Center. A home energy assessment is performed by the BPC&#8217;s technical staff and will help you find ways to lower your energy bills through energy efficient techniques and technology as well as address home comfort issues and cost effective energy efficient remodeling and construction ideas. An assessment costs only $195, $95 of which can be credited toward your recommended energy efficiency improvements.</p>
<p>Once your home assessment is complete your personal Home Energy Advisor will provide you with a home energy report documenting your home&#8217;s energy efficiency condition and a customized action plan to address your home&#8217;s issues. Once you have decided on the steps you need to take to improve your home the one stop energy shop will help connect you with contractors and financing resources to complete your goal of an energy efficient home.</p>
<p>To sign up for the Community Energy Challenge you can visit their <a title="Bellingham Energy Efficient Homes" href="http://sustainableconnections.org/energy/energychallenge/residential" target="_blank">website </a>. The Sustainable Connections website has answers to <a title="Frequently Asked Questions" href="http://sustainableconnections.org/energy/energychallenge/residential-information-and-faqs" target="_blank">frequently asked questions </a>on the program and <a title="Bellingham Real Estate Green Homes" href="http://sustainableconnections.org/energy/energychallenge/residential" target="_blank">contact information to learn more</a>! The program is especially interested in providing inspections for those livings in smaller Whatcom County communities such as Sumas, Everson, Blaine and Lynden, although all Whatcom County residents are welcome to sign up!
<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
]]></content:encoded>
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		<title>New Light Bulb Rules, 3 cost-saving choices!</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/04/13/new-light-bulb-rules-3-cost-saving-choices/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/04/13/new-light-bulb-rules-3-cost-saving-choices/#comments</comments>
		<pubDate>Fri, 13 Apr 2012 16:20:23 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Bellingham]]></category>
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		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=6889</guid>
		<description><![CDATA[Thomas Edison&#8217;s incandescent light bulb was a brilliant invention, but not very energy efficient. Just 10% of the electricity it uses gets converted into light; the rest is radiated as heat. This January, the old-style bulb got a big push toward extinction, as additional provisions of the Energy Independence and Security Act of 2007 kicked [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Light-Bulb.jpg"><img class="alignleft size-medium wp-image-6890" title="Light-Bulb" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Light-Bulb-300x225.jpg" alt="" width="300" height="225" /></a>Thomas Edison&#8217;s incandescent light bulb was a brilliant invention, but not very energy efficient. Just 10% of the electricity it uses gets converted into light; the rest is radiated as heat. This January, the old-style bulb got a big push toward extinction, as additional provisions of the Energy Independence and Security Act of 2007 kicked in.</p>
<p>The new rules do not ban incandescent bulbs outright, nor do they say we have to use compact fluorescent (CFL) bulbs. But they do require manufacturers and wholesalers to meet new standards that force them to improve the efficiency of incandescent bulbs or replace them with bulbs using newer technologies.</p>
<p>The new standards phase in over the next two years, starting with the 100-watt incandescent bulbs. The Department of Energy assures us that the average household replacing 15 traditional 60-watt bulbs with the new alternatives can save over $50 a year on electricity – and have longer lasting bulbs. Here are three choices:</p>
<p>Halogen Incandescents. These offer a brightness and light quality closest to traditional bulbs and should last up to three times longer than old-style incandescents. But they only cut energy use by 25%. Estimated annual cost savings: $19.50.</p>
<p>Compact fluorescents (CFLs). These use 75% less energy and last up to ten times longer than traditional bulbs. Estimated annual cost savings: $54.</p>
<p>Light-emitting diodes (LEDs). These are the state of the art in low-energy lighting. They use 75%-80% less energy and last up to 25 times longer than old-style bulbs. They&#8217;re costly, but prices should drop as more come to market. Estimated annual cost savings: $57.</p>
<p><strong><em>Thanks Sidney Stonecypher with People&#8217;s Bank Home Loan Center in Bellingham for the great article!<br />
</em></strong>
<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
]]></content:encoded>
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		<title>Bellingham Home Loan and Mortgage Rate Update</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/04/11/bellingham-home-loan-and-mortgage-rate-update-11/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/04/11/bellingham-home-loan-and-mortgage-rate-update-11/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 22:57:37 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Bellingham]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
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		<category><![CDATA[Real Estate Questions]]></category>
		<category><![CDATA[Credit score]]></category>
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		<category><![CDATA[Jumbo mortgage]]></category>
		<category><![CDATA[Mortgage loan]]></category>
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		<category><![CDATA[VA30]]></category>

		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=6883</guid>
		<description><![CDATA[If you are shopping loan rates for a new home purchase or refinance you will want to read this! It&#8217;s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of yesterday April [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Home-Loan.jpg"><img class="alignleft size-medium wp-image-6886" title="Bellingham Real Estate Home Loans" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Home-Loan-300x168.jpg" alt="" width="300" height="168" /></a>If you are shopping loan rates for a new home purchase or refinance you will want to read this! It&#8217;s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of yesterday April 10th, 2012, courtesy of Sidney Stonecypher at People&#8217;s Bank Barkley Branch here in Bellingham.</p>
<table border="1" cellspacing="0" cellpadding="0" width="399">
<tbody>
<tr>
<td width="99" valign="top"><strong></strong></td>
<td width="70" valign="bottom"><strong>Down Payment</strong></td>
<td width="63" valign="bottom"><strong>Interest Rate</strong></td>
<td width="60" valign="bottom"><strong>APR</strong></td>
<td width="53" valign="bottom"><strong>Credit Score</strong></td>
<td width="55" valign="bottom"><strong>Points</strong></td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Conventional 30 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">3.750</td>
<td width="60">3.895</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Conventional 15 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">3.000</td>
<td width="60">3.154</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>Jumbo 30 yr fixed</strong></td>
<td width="70">20%</td>
<td width="63">4.500</td>
<td width="60">4.589</td>
<td width="53">740</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>FHA 30 yr fixed</strong></td>
<td width="70">3.5%</td>
<td width="63">3.50</td>
<td width="60">3.995</td>
<td width="53">660*</td>
<td width="55">1</td>
</tr>
<tr>
<td width="99" valign="bottom"><strong>VA 30 yr fixed</strong></td>
<td width="70">0%</td>
<td width="63">3.50</td>
<td width="60">3.851</td>
<td width="53">640</td>
<td width="55">1</td>
</tr>
<tr>
<td colspan="6" width="399">*Score requirement will vary by lender</td>
</tr>
</tbody>
</table>
<p>To view homes or property for sale visit our <a title="Bellingham Real Estate " href="http://search.johnsonteamrealestate.com/" target="_blank">Bellingham Real Estate Search Page.</a> For more details, or a custom home loan quote, contact Sidney Stonecypher at People’s Bank, 360-676-4597 or sidney.stonecypher@peoplesbank-wa.com. Remember that many variables come into play in determining the rate a lender will give a borrower. If you are getting a rate quote from a lender who does not have all your information, that rate may not be real. What with the low rates, it is still a great time to buy a house!</p>
<div class="zemanta-pixie" style="margin-top: 10px; height: 15px;"><a class="zemanta-pixie-a" title="Enhanced by Zemanta" href="http://www.zemanta.com/"><img class="zemanta-pixie-img" style="float: right;" src="http://img.zemanta.com/zemified_e.png?x-id=546fdeda-0cd6-4855-a099-8616e02c1cff" alt="Enhanced by Zemanta" /></a></div>
<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
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		<title>Spring Blossom Sugar Cookies</title>
		<link>http://www.johnsonteamrealestate.com/blog/index.php/2012/04/11/spring-blossom-sugar-cookies/</link>
		<comments>http://www.johnsonteamrealestate.com/blog/index.php/2012/04/11/spring-blossom-sugar-cookies/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 15:46:29 +0000</pubDate>
		<dc:creator>Fawn</dc:creator>
				<category><![CDATA[Bellingham]]></category>
		<category><![CDATA[Random]]></category>
		<category><![CDATA[Who we are]]></category>

		<guid isPermaLink="false">http://www.johnsonteamrealestate.com/blog/?p=6877</guid>
		<description><![CDATA[If your are looking for a fun Spring recipe that is easy to make in a hurry or with kids, these Spring Blossom Sugar Cookies are sure to fit your needs. Ingredients  ·2  3/4 cups all purpose flour · 1 teaspoon baking soda · 1/2 teaspoon baking powder · 1 cup softened butter · 1 1/2 cups white sugar [...]]]></description>
			<content:encoded><![CDATA[<p><strong><em><a href="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Cookies.jpg"><img class="alignleft size-full wp-image-6878" title="Bellingham Real Estate Recipe" src="http://www.johnsonteamrealestate.com/blog/wp-content/uploads/2012/04/Cookies.jpg" alt="" width="252" height="276" /></a></em></strong></p>
<p>If your are looking for a fun Spring recipe that is easy to make in a hurry or with kids, these Spring Blossom Sugar Cookies are sure to fit your needs.</p>
<p><strong><em>Ingredients </em></strong></p>
<p> <strong><em>·</em></strong>2  3/4 cups all purpose flour<br />
· 1 teaspoon baking soda<br />
· 1/2 teaspoon baking powder<br />
· 1 cup softened butter<br />
· 1 1/2 cups white sugar<br />
· 1 egg<br />
· 1 teaspoon vanilla extract<br />
· A variety of colored sugars</p>
<p><em><strong>Directions</strong></em></p>
<p>Stir together flour, baking soda, and baking powder, set aside. In large bowl, cream butter and sugar until smooth. Beat in egg and vanilla. Slowly blend dry ingredients.</p>
<p>Roll teaspoon sized balls of dough in colored sugar and place on cookie sheets. Using small scissors snip each ball in half. Snip each half into three petals being sure to not cut all the way through. Gently spread petals apart and lay flat.</p>
<p> Bake at 375 degrees  for  8-10 minutes.</p>
<p>If you try the recipe be sure and let us know how they turned out and snap some pictures of your or your family baking, we would love to see!
<p><i>For more information on <a href="http://www.johnsonteamrealestate.com" title="Bellingham Real Estate" target="_blank">Bellingham Real Estate</a> or to <a href="http://search.johnsonteamrealestate.com" title="Bellingham Homes For Sale">search for homes in the Bellingham </a>and Whatcom County area visit <a href="http://www.JohnsonTeamRealEstate.com">www.JohnsonTeamRealEstate.com</a>, your one stop Bellingham real estate and community information resource!</i></p>
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