The Bellingham Real Estate Blog » Mortgage Rates

Thinking About Purchasing a Home or Refinancing?

Fawn — Wed, 16 May 2012 18:01:59 +0000

If you are shopping loan rates for a new home purchase or refinance you will want to read this! It’s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of today May 16th, courtesy of Sidney Stonecypher at People’s Bank Barkley Branch here in Bellingham.

	Down Payment	Interest Rate	APR	Credit Score	Points
Conventional 30 yr fixed	20%	3.625	3.734	740	1
Conventional 15 yr fixed	20%	2.875	3.062	740	1
Jumbo 30 yr fixed	20%	4.50	4.606	740	1
FHA 30 yr fixed	3.5%	3.375	3.867	660*	1
VA 30 yr fixed	0%	3.375	3.725	640	1
*Score requirement will vary by lender

To view homes or property for sale visit our Bellingham Real Estate Search Page. For more details, or a custom home loan quote, contact Sidney Stonecypher at People’s Bank, 360-676-4597 or sidney.stonecypher@peoplesbank-wa.com. Remember that many variables come into play in determining the rate a lender will give a borrower. If you are getting a rate quote from a lender who does not have all your information, that rate may not be real. What with the low rates, it is still a great time to buy a house!

For more information on Bellingham Real Estate or to search for homes in the Bellingham and Whatcom County area visit www.JohnsonTeamRealEstate.com, your one stop Bellingham real estate and community information resource!

Mortgage Rate Update!

Fawn — Wed, 02 May 2012 23:04:37 +0000

If you are shopping loan rates for a new home purchase or refinance you will want to read this! It’s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of today May 2nd, courtesy of Sidney Stonecypher at People’s Bank Barkley Branch here in Bellingham.

	Down Payment	Interest Rate	APR	Credit Score	Points
Conventional 30 yr fixed	20%	3.750	3.861	740	1
Conventional 15 yr fixed	20%	3.00	3.159	740	1
Jumbo 30 yr fixed	20%	4.500	4.589	740	1
FHA 30 yr fixed	3.5%	3.375	3.891	660*	1
VA 30 yr fixed	0%	3.375	3.747	640	1
*Score requirement will vary by lender

Bellingham Home Loan and Mortgage Rates

Fawn — Wed, 25 Apr 2012 22:35:04 +0000

If you are shopping loan rates for a new home purchase or refinance you will want to read this! It’s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of yesterday April 10th, 2012, courtesy of Sidney Stonecypher at People’s Bank Barkley Branch here in Bellingham.

	Down Payment	Interest Rate	APR	Credit Score	Points
Conventional 30 yr fixed	20%	3.750	3.861	740	1
Conventional 15 yr fixed	20%	3.00	3.159	740	1
Jumbo 30 yr fixed	20%	4.500	4.589	740	1
FHA 30 yr fixed	3.5%	3.375	3.891	660*	1
VA 30 yr fixed	0%	3.375	3.747	640	1
*Score requirement will vary by lender

Bellingham Home Loan and Mortgage Rate Update

Fawn — Wed, 11 Apr 2012 22:57:37 +0000

If you are shopping loan rates for a new home purchase or refinance you will want to read this! It’s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of yesterday April 10th, 2012, courtesy of Sidney Stonecypher at People’s Bank Barkley Branch here in Bellingham.

	Down Payment	Interest Rate	APR	Credit Score	Points
Conventional 30 yr fixed	20%	3.750	3.895	740	1
Conventional 15 yr fixed	20%	3.000	3.154	740	1
Jumbo 30 yr fixed	20%	4.500	4.589	740	1
FHA 30 yr fixed	3.5%	3.50	3.995	660*	1
VA 30 yr fixed	0%	3.50	3.851	640	1
*Score requirement will vary by lender

Mortgage Rate Update

Fawn — Thu, 05 Apr 2012 20:15:09 +0000

If you are shopping loan rates for a new home purchase or refinance you will want to read this! It’s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of yesterday April 4th, 2012, courtesy of Sidney Stonecypher at People’s Bank Barkley Branch here in Bellingham.

	Down Payment	Interest Rate	APR	Credit Score	Points
Conventional 30 yr fixed	20%	3.750	3.895	740	1
Conventional 15 yr fixed	20%	3.000	3.213	740	1
Jumbo 30 yr fixed	20%	4.500	4.622	740	1
FHA 30 yr fixed	3.5%	3.750	4.181	660*	1
VA 30 yr fixed	0%	3.750	4.104	640	1
*Score requirement will vary by lender

Home Mortgage Rate Update

Fawn — Wed, 14 Mar 2012 17:55:26 +0000

If you are shopping loan rates for a new home purchase or refinance you will want to read this! It’s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of today March 14th, 2012, courtesy of Sidney Stonecypher at People’s Bank Barkley Branch here in Bellingham.

	Down Payment	Interest Rate	APR	Credit Score	Points
Conventional 30 yr fixed	20%	3.875	3.965	740	1
Conventional 15 yr fixed	20%	3.000	3.210	740	1
Jumbo 30 yr fixed	20%	4.500	4.615	740	1
FHA 30 yr fixed	3.5%	3.500	3.949	660*	1
VA 30 yr fixed	0%	3.500	3.867	640	1
*Score requirement will vary by lender

Mortgage Rate Update For Bellingham Real Estate

Fawn — Thu, 01 Mar 2012 03:10:09 +0000

Happy Leap Day! If you are shopping loan rates for a new home purchase or refinance you will want to read this! It’s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of today Feb. 29nd 2012, courtesy of Sidney Stonecypher at People’s Bank Barkley Branch here in Bellingham.

	Down Payment	Interest Rate	APR	Credit Score	Points
Conventional 30 yr fixed	20%	3.625	3.732	740	1
Conventional 15 yr fixed	20%	2.875	3.059	740	1
Jumbo 30 yr fixed	20%	4.250	4.386	740	1
FHA 30 yr fixed	3.5%	3.375	3.809	660*	1
VA 30 yr fixed	0%	3.375	3.725	640	1
*Score requirement will vary by lender

Mortgage Rates For New Home Loans and Refinancing In Bellingham

Fawn — Wed, 22 Feb 2012 17:43:20 +0000

If you are shopping loan rates for a new home purchase or refinance you will want to read this! It’s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of today Feb. 22nd 2012, courtesy of Sidney Stonecypher at People’s Bank Barkley Branch here in Bellingham.

	Down Payment	Interest Rate	APR	Credit Score	Points
Conventional 30 yr fixed	20%	3.625	3.732	740	1
Conventional 15 yr fixed	20%	2.875	3.059	740	1
Jumbo 30 yr fixed	20%	4.250	4.386	740	1
FHA 30 yr fixed	3.5%	3.375	3.809	660*	1
VA 30 yr fixed	0%	3.375	3.725	640	1
*Score requirement will vary by lender

30 Year Mortgage Rate Trends Over The Past 30 Years

Fawn — Sat, 18 Feb 2012 17:46:14 +0000

Check out this great chart providing a visual of average mortgage rates for 30 year mortgages over the past 30 years. Thanks Nicole Walker at Sterling Savings Bank for providing us with this graph to share!

Click to View a Larger Version of The Chart

Mortgage Rate Update for Bellingham Home Loans

Fawn — Thu, 16 Feb 2012 19:37:52 +0000

It’s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of yesterday Feb. 15th 2012, courtesy of Sidney Stonecypher at People’s Bank Barkley Branch here in Bellingham.

	Down Payment	Interest Rate	APR	Credit Score	Points
Conventional 30 yr fixed	20%	3.625	3.732	740	1
Conventional 15 yr fixed	20%	2.875	3.059	740	1
Jumbo 30 yr fixed	20%	4.250	4.386	740	1
FHA 30 yr fixed	3.5%	3.375	3.809	660*	1
VA 30 yr fixed	0%	3.375	3.725	640	1
*Score requirement will vary by lender