Bellingham Real Estate Home Loan Rates
It’s that time again, time to update you on the latest in home loan and mortagage rates. If you are in the market for a home loan below are the mortgage rates as of today Feb. 1st 2012, courtesy of Sidney Stonecypher at People’s Bank Barkley Branch here in Bellingham.
| Down Payment | Interest Rate | APR | Credit Score | Points | |
|
Conventional 30 yr fixed |
20% |
3.750 |
3.872 |
740 |
1 |
|
Conventional 15 yr fixed |
20% |
2.875 |
3.122 |
740 |
1 |
|
Jumbo 30 yr fixed |
20% |
4.500 |
4.602 |
740 |
1 |
|
FHA 30 yr fixed |
3.5% |
3.500 |
3.933 |
660* |
1 |
|
VA 30 yr fixed |
0% |
3.500 |
3.859
|
640 |
1 |
|
*Score requirement will vary by lender |
|||||
To view homes or property for sale visit our Bellingham Real Estate Search Page. For more details, or a custom home loan quote, contact Sidney Stonecypher at People’s Bank, 360-676-4597 or sidney.stonecypher@peoplesbank-wa.com. Remember that many variables come into play in determining the rate a lender will give a borrower. If you are getting a rate quote from a lender who does not have all your information, that rate may not be real. What with the low rates, it is still a great time to buy a house!
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